Executive Dashboard
Good morning, Jane — Friday, 11 April 2026 · Meridian Development Bank
Active Deals
6
↑ 2 from last quarter
Total Pipeline Value
$695M
6 active transactions
Overdue Conditions
2
Immediate action required
Portfolio Outstanding
$253.9M
4 active loans
Pipeline by Stage Click a bar to filter deals
Quick Actions
System Status
SAP MDB-PROD-01 Connected
WorldCheck API Active
AWS EU-Central-1 (Frankfurt) — 99.97%
SSO Sync — 2 min ago
Live Activity FeedLive
Board approved PRJ-DELTA — $200M — Delta Ports Authority Nigeria
Today, 09:14
DSCR breach detected on LN-003 Project Mara — 1.09x vs 1.20x threshold
Today, 08:30
FIM uploaded for PRJ-SAHARA — Senegal Solar Power $85M
Yesterday, 16:45
WorldCheck CLEAR — GhanaAgro Processing Ltd
Yesterday, 14:20
CP-07 overdue — PRJ-DELTA — Insurance certificate not uploaded
2 days ago
Overdue Items2
Upcoming Payments
LN-001 Project Nile
15 Apr 2026 · Principal $2.4M + Interest $0.6M
LN-002 Project Indigo
30 Apr 2026 · Principal $3.6M + Interest $0.9M
LN-004 Project Cape
15 May 2026 · Principal $2.9M + Interest $0.7M
Deal Pipeline
6 active transactions · $695M total pipeline value · All stages shown
Total Deals
6
Pipeline Value
$695M
Avg Days in Stage
18
Board Approvals (YTD)
3
Active Deal PipelineClick any row to open deal · Click stage badges to filter
| Project Code | Client / Borrower | Country | Sector | Instrument | Amount | Stage | Risk | Days | Actions |
|---|---|---|---|---|---|---|---|---|---|
| PRJ-ATLAS | Morocco Roads Corporation SA | 🇲🇦 Morocco | Transport | Senior Debt | $150M | EIM | R3 | 12 | |
| PRJ-SAVANNA | GhanaAgro Processing Ltd | 🇬🇭 Ghana | Agriculture | Trade Finance | $45M | EIM | R3 | 8 | |
| PRJ-SAHARA | Senegal Solar Power Ltd | 🇸🇳 Senegal | Energy | Senior Debt | $85M | FIM | R4 | 21 | |
| PRJ-RIFT | East Africa Geothermal Co | 🇰🇪 Kenya | Energy | Mezzanine | $120M | BRIC | R5 | 7 | |
| PRJ-DELTA | Delta Ports Authority Nigeria | 🇳🇬 Nigeria | Infrastructure | Senior Debt | $200M | Board ✓ | R6 | 3 | |
| PRJ-INDIGO | Abidjan Telecoms SA | 🇨🇮 Côte d'Ivoire | Telecoms | Senior Debt | $95M | Docs | R4 | 14 |
Deal Origination
Create and manage new investment opportunities from teaser to ID Memo
New Deal — Project Information
NDA Tracker Hover for pain point
Not Sent
Sent
Opened
Signed
Financial Extract Preview Hover for pain point
Click "Auto-Extract" to upload IM and auto-populate fields from document
Deal Status Timeline
Teaser / Initial Contact
In progress
NDA Executed
Not started
ID Memo Drafted
Not started
Divisional Head Approval
Not started
KYC & Compliance Module
WorldCheck-integrated KYC management · Hover for pain point
KYC Clear
4
Under Review
1
Refresh Required
1
Screenings (30d)
8
WorldCheck Live Screening Demo Moment 1
💡 Demo tip: Select "East Africa Geothermal Co" for a Potential Match result. All other clients return Clear.
✅
CLEAR — No Matches Found
Morocco Roads Corporation SA · Last screened: 11 Apr 2026 09:30 GMT
Certificate WC-482019 · Valid 12 months
KYC Clearance Gate
Disbursement is GATED on KYC clearance. All documents below must be present.
Certificate of Incorporation
Uploaded 03 Mar 2026
Board Resolution
Uploaded 05 Mar 2026
Audited Accounts (3 years)
Uploaded 08 Mar 2026
UBO Declaration
Uploaded 10 Mar 2026
Source of Funds Certificate
Awaiting upload
WorldCheck Clearance
Clear · 11 Apr 2026 · Cert WC-482019
Client KYC Register
| Client | Country | KYC Status | Last Screened | WorldCheck | FATCA | Refresh Due | Action |
|---|---|---|---|---|---|---|---|
| Morocco Roads Corporation SA | 🇲🇦 | Clear | 11 Apr 2026 | Clear | Compliant | 11 Apr 2027 | |
| GhanaAgro Processing Ltd | 🇬🇭 | Clear | 09 Apr 2026 | Clear | Compliant | 09 Apr 2027 | |
| Senegal Solar Power Ltd | 🇸🇳 | Under Review | 02 Apr 2026 | Pending | Compliant | 02 Apr 2027 | |
| Delta Ports Authority Nigeria | 🇳🇬 | Clear | 20 Mar 2026 | Clear | Compliant | 20 Mar 2027 | |
| East Africa Geothermal Co | 🇰🇪 | Refresh Required | 10 Apr 2025 | Expired | Review | 10 Apr 2026 ⚠️ |
Investment Appraisal Workflow
Stage-gated progression · Hover for pain point
Project
PRJ-ATLASBorrower
Morocco Roads Corporation SA
Amount
$150M
Stage
EIMDays in Stage
12 days
Risk
R3ID Memo
2
EIM
3
FIM
4
BRIC
5
Board
6
Docs
Submit EIM to Corporate Secretariat Demo Moment 5
5-Business-Day Rule: EIM must be submitted at least 5 clear business days before the committee meeting. System enforces this automatically.
Memos & Documents
Committee Meetings
Risk Observations
Financial Summary
EIM MemoCurrent
Template Downloaded
08 Apr 2026
Memo Uploaded
Awaiting
FIM MemoPending
Unlocks after EIM meeting held
BRIC PackPending
Unlocks after FIM approval
| Meeting | Stage | Date | Outcome |
|---|---|---|---|
| InvestCo #23 | ID | 15 Mar 2026 | Approved → EIM |
| EIM Meeting (Scheduled) | EIM | 22 Apr 2026 | Pending |
| # | Category | Observation | Response | Status |
|---|---|---|---|---|
| 1 | Credit | Single revenue stream dependency | Government off-take agreement provided | Resolved |
| 2 | E&S | IFC Category B — 45 households | RAP submitted, site visit in progress | In Progress |
| 3 | Legal | Negative pledge conflict | Legal opinion pending — Clifford Chance | Open |
Financial Summary — Morocco Roads Corp
Revenue FY2025$312M
EBITDA$124M (39.7%)
Total Assets$890M
Net Worth$245M
DSCR (Projected)1.85x
All-in RateSOFR + 285bps = 7.93%
NPV Base Case
NPV (Base Case)$18.4M
Tenor12 years
Grace Period3 years
Upfront Fee1.25%
Risk Assessment Module
Structured risk appraisal · 1–10 rating scale · Security register
Risk Assessment — PRJ-ATLAS (Morocco Roads Corp)
Under Review
S&P
BB+ (Stable)
Fitch
BB (Positive)
Country Risk
Morocco — Moderate (B2)
E&S Category
IFC Category BOverall Risk Rating
R3 / 10
1 — Excellent5 — Moderate10 — Expected Loss
| Risk Category | Sub-Rating | Key Risk | Mitigation |
|---|---|---|---|
| Credit Risk | Low | Revenue concentration | Gov. off-take agreement, PPP structure |
| Country/Political | Moderate | Election year 2026 | MIGA insurance, Ministry comfort letter |
| Legal / Structural | Moderate | Negative pledge conflict | Legal opinion pending — Clifford Chance |
| E&S Risk | Moderate | Household displacement | RAP submitted, E&S officer on-site |
| Liquidity Risk | Low | Debt service timing | 6-month DSRA maintained |
Security / Collateral Register
| Security Type | Description | Value (USD) | LTV % | Perfection Status |
|---|---|---|---|---|
| Fixed Charge | Toll road infrastructure assets | $420M | 35.7% | Registered |
| Assignment of Revenues | Toll revenue escrow account | $45M | n/a | Registered |
| Share Pledge | 100% shares of Morocco Roads Corp SPV | $245M | 61.2% | In Progress |
| DSRA | Debt Service Reserve Account (6 months) | $12.5M | n/a | Funded |
Document Repository
Single source of truth · Version-controlled · Role-based access · Hover for pain point
Upload DocumentDrag & Drop Enabled
Drag & drop files here, or click to select
PDF, Word, Excel, Images · Virus scanned automatically on upload
| Document Name | Category | Version | Uploaded | By | Status | Access | Actions |
|---|---|---|---|---|---|---|---|
| PRJ-ATLAS_EIM_v1.pdf | Appraisal | v1.0 | 08 Apr 2026 | Amara Diallo | Draft | Deal Team | |
| PRJ-DELTA_Board_Pack.docx | Board | v3.2 | 09 Apr 2026 | Chisom Obi | Approved | Board Only | |
| ATLAS_FA_Draft_v2.pdf | Legal | v2.0 | 01 Apr 2026 | Aisha Barkat | Draft | Deal Team | |
| ATLAS_Financial_Model_v4.xlsx | Financial | v4.1 | 06 Apr 2026 | Grace Mutua | Approved | Deal Team | |
| MRC_KYC_Package.pdf | KYC | v1.0 | 03 Mar 2026 | KYC Officer | Approved | Compliance |
Conditions Tracker
CP & CS management · Hover for pain point
Total
24
Overdue
2
Outstanding
5
Satisfied
1
Demo tip: Upload evidence against CP-07 (overdue, red) — watch it flip to Satisfied and the disbursement gate update automatically.
| ID | Deal | Type | Description | Dept | Due Date | Status | Upload Evidence | View |
|---|
Covenant & Cashflow Engine
Real-time breach detection · IFRS9 auto-staging · Hover for pain point
In Compliance
3
Watchlist
1
In Breach
1
Avg Portfolio DSCR
1.68x
Upload Management Accounts — LN-003 Project Mara Demo Moment 3
Demo script: "Watch — I upload these management accounts. The system extracts the DSCR automatically, checks it against the 1.20x covenant, detects the breach, and triggers IFRS9 Stage 2 — all in under 4 seconds."
Live Covenant Status — LN-003
DSCR (Current)1.09x
DSCR ThresholdMin 1.20x
StatusBREACH
IFRS9 StageStage 2
Covenant Dashboard — LN-003 Project Mara
DSCR
1.09x
Min: 1.20x
Net Worth
$84M
Min: $50M
Quick Ratio
1.34x
Min: 1.00x
D/E Ratio
1.85x
Max: 2.50x
ICR
2.67x
Min: 1.50x
Debt/EBITDA
3.2x
Max: 5.0x
Cashflow Schedule — LN-001 Project Nile
| Payment Date | All-in Rate | Interest | Principal | Total | Status |
|---|---|---|---|---|---|
| 15 Oct 2025 | 7.48% | $712K | $1,200K | $1,912K | Paid |
| 15 Apr 2026 | 7.93% | $605K | $2,400K | $3,005K | Due in 4 days |
| 15 Oct 2026 | — | $558K | $2,400K | $2,958K | Scheduled |
| 15 Apr 2027 | — | $510K | $2,400K | $2,910K | Scheduled |
Outstanding Balance$58,500,000
Total Receivable$66,740,000
Disbursement Control
Governance-enforced · 5-member EXCO · 5-business-day Treasury rule · Hover for pain point
Pre-Disbursement Checklist Demo Moment 2
Demo script: "The disbursement is blocked. Two things blocking it: CP-07 and EXCO approval. Watch — upload the insurance certificate..."
Board Approval Obtained
Approved 09 Apr 2026 · Resolution signed
KYC Clearance
Delta Ports Authority — Clear · 20 Mar 2026
Facility Agreement Executed
FA signed · 07 Apr 2026 · Ref: FA/DELTA/2026/001
All CPs Satisfied
CP-07 OVERDUE — blocking disbursement
SAP Loan Booked
SAP Contract: 4500127834
Treasury 5-Day Notice
Treasury notified · Day 2 of 5 · Value date: 16 Apr 2026
Treasury & Funds Release
DealPRJ-DELTA
AmountUSD 200,000,000
Value Date16 Apr 2026
SAP Contract4500127834
BankFirst Bank Nigeria
SWIFTFBNINGLA
TELEX Conf.
3
business days remaining
Notified: 11 Apr 2026 · Value: 16 Apr 2026
Portfolio Monitor
4 active loans · $253.9M outstanding · All loans shown
Portfolio Outstanding
$253.9M
Performing
3
Watchlist
1
Wtd Avg DSCR
1.68x
💡 Click any chart segment to filter the portfolio table below. IFRS9 stages and performance categories update automatically with covenant breaches.
By Sector
By Country
Performance
IFRS9 Stage
Active Loan Portfolio
| Loan ID | Project | Borrower | Outstanding | DSCR | LTV | Next Payment | Performance | IFRS9 | Action |
|---|---|---|---|---|---|---|---|---|---|
| LN-001 | Project Nile | Morocco Infra SPV | $58.5M | 1.82x | 35.7% | 15 Apr 2026 | Performing | Stage 1 | |
| LN-002 | Project Indigo | Abidjan Telecoms SA | $87.2M | 2.14x | 42.1% | 30 Apr 2026 | Performing | Stage 1 | |
| LN-003 | Project Mara | East Africa Geo. Co | $36.4M | 1.09x ⚠️ | 67.3% | 15 May 2026 | Watchlist | Stage 2 | |
| LN-004 | Project Cape | Cape Town Port Auth | $71.8M | 1.67x | 44.8% | 15 May 2026 | Performing | Stage 1 |
Country × Sector Exposure Heatmap (USD millions)
| Energy | Infrastructure | Agriculture | Telecoms | Transport | Total | |
|---|---|---|---|---|---|---|
| Nigeria | $87.2M | $200M | — | — | — | $287.2M |
| Morocco | — | — | — | — | $150M | $150M |
| Kenya | $120M | — | — | — | — | $120M |
| Senegal | $85M | — | — | — | — | $85M |
Development Impact Metrics
482 MW
Clean Energy Capacity Added
24,800
Direct Jobs Created
1,240 km
Roads & Infrastructure Built
SAP & Integrations Panel
AWS bank-grade infrastructure · Hover for pain point
SAP
SAP S/4HANA Demo Moment 4
Connected
AWS
AWS EU-Central-1
All Operational
RegionFrankfurt (EU-C-1)
EC2 Nodest3.xlarge × 3
RDS PostgreSQLMulti-AZ Active
S3 EncryptionAES-256
90-Day Uptime History
99.97% SLA
WC
WorldCheck API
Connected
ProviderRefinitiv WorldCheck
Avg Response340ms
Screenings (30d)8
TLS1.3
Infrastructure Health
| Service | Instance | Status | CPU | Mem |
|---|---|---|---|---|
| EC2 Web | t3.xlarge | Running | 34% | 61% |
| EC2 App | t3.xlarge | Running | 28% | 55% |
| RDS Primary | r5.large | Active | 12% | 44% |
| WAF | AWS WAF | Active | — | — |
| GuardDuty | AWS GD | Active | — | — |
Security & Compliance
AES-256 Encryption at Rest
S3 + RDS — all data encrypted
TLS 1.3 in Transit
All API endpoints
2FA — All Accounts
TOTP + SMS enforced
SSO / SAML 2.0
Integrates with institution Active Directory
Pen Test Due
Scheduled 30 Apr 2026 — NCC Group
SAP Transaction Log
| Timestamp | Transaction | TCode | Entity | Status | Response |
|---|---|---|---|---|---|
| 2026-04-11 09:45:12 | Customer Creation | FD01 | Delta Ports Authority Nigeria | Success | 124ms |
| 2026-04-11 09:44:02 | Credit Limit Setup | FD32 | Delta Ports Authority Nigeria | Success | 89ms |
| 2026-04-10 14:30:18 | Loan Contract Booking | FN90 | Project Nile SPV | Success | 201ms |
| 2026-04-09 16:22:31 | Customer Sync | BD11 | East Africa Geothermal Co | Failed — Retry | 5012ms |
Client & Borrower Profiles
360-degree CRM view of all borrower relationships
MR
Morocco Roads Corporation SA
🇲🇦 MoroccoTransportKYC ClearRM: Amara Diallo · Client since Jan 2024
Credit Summary
Credit Limit$250M
Utilised$150M (60%)
Available$100M
Credit RatingBB+ (S&P)
TierPlatinum
Active Deals
| Code | Name | Stage | Amount |
|---|---|---|---|
| PRJ-ATLAS | Morocco Roads Loan | EIM | $150M |
| LN-001 | Project Nile | Disbursed | $58.5M |
Committee Tracker
Track all InvestCo, Sub-InvestCo, BRIC and Board submissions · 5-business-day rule enforced
| Committee | Deal | Memo Type | Submission | Meeting | 5-Day Rule | Outcome |
|---|---|---|---|---|---|---|
| InvestCo #23 | PRJ-ATLAS | ID Memo | 10 Mar 2026 | 15 Mar 2026 | ✓ Compliant | Approved → EIM |
| BRIC #12 | PRJ-DELTA | BRIC Pack | 28 Mar 2026 | 02 Apr 2026 | ✓ Compliant | Approved → Board |
| Board Meeting | PRJ-DELTA | Board Memo | 03 Apr 2026 | 09 Apr 2026 | ✓ Compliant | ✓ Board Approved |
| EIM Meeting #25 | PRJ-ATLAS | EIM | — | 22 Apr 2026 | Pending | Pending |
Reports
Generate management and regulatory reports
Pipeline Report
All active deals by stage, value, RM
Portfolio Report
Outstanding balances, DSCR, IFRS9
Conditions Report
Outstanding CPs/CSs with due dates
Administration
User management, RBAC, system settings
Logged in as: Jane Okonkwo — CIO | Full admin access | Last login: 11 Apr 2026 08:55 GMT
User Management
| Name | Role | Department | Last Login | Status | 2FA |
|---|---|---|---|---|---|
| Jane Okonkwo | CIO | Executive | Today 08:55 | Active | ✓ Enabled |
| Amara Diallo | Transaction Lead | Investment | Today 09:10 | Active | ✓ |
| Kwame Adjei | Chief Risk Officer | Risk | Today 09:00 | Active | ✓ |
| Fatima Benali | CFO | Finance | Yesterday 17:30 | Active | ✓ |